Anthem Blue Cross Individual and Family Plans

Simplemedicalquotes.com provides California residents with affordable quality health insurance from Blue Cross.

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Finding the right insurance plan can be complicated. To help you make an educated decision about the type of insurance that's right for you and your family, we've gathered some helpful information about Blue Cross plans. Read about the benefits of Blue Cross plans below, and see why more than 6.8 million people have selected Blue Cross as their health insurance provider.

Anthem Blue Cross has been serving the health care needs of California residents since 1937. Together with its branded affiliates, Blue Cross provides customers with unparalleled choice and flexibility in meeting their health plan needs. With its strong track record for innovation, Blue Cross insurance focuses on progressive products and services designed to improve the health status of all Californians.

High level plan details for California’s most popular plans:

The Smart Sense 500

$30 office visit (deductible is waived) 3 visits per calendar year
$15 generic Rx co-pay or 40%, whichever is greater. (deductible is waived)
$100 Emergency Room Visit Co-pay (waived if admitted)
Inpatient Hospital coverage is deductable plus 30% until $2500 is reached.
$3,000 annual out-of-pocket maximum (deductable is included), after which the plan pays 100%
Maternity is not covered
12 month rate guarantee

The Smart Sense 1500

$30 office visit (deductible is waived) 3 visits per calendar year
$15 generic Rx co-pay or 40%, whichever is greater. (deductible is waived)
$100 Emergency Room Visit Co-pay (waived if admitted)
Inpatient Hospital coverage is deductable plus 30% until $2500 total is reached.
$4,000 annual out-of-pocket maximum (deductable is included), after which the plan pays 100%
Maternity is not covered
12 month rate guarantee

The Smart Sense 2500

$30 office visit (deductible is waived) 3 visits per calendar year
$15 generic Rx co-pay or 40%, whichever is greater. (deductible is waived)
$100 Emergency Room Visit Co-pay (waived if admitted)
Inpatient Hospital coverage is deductable plus 30% until $2,500 total is reached.
$5,000 annual out-of-pocket maximum (deductable is included), after which the plan pays 100%
Maternity is not covered
12 month rate guarantee

The Smart Sense 5000

$30 office visit (deductible is waived) 3 visits per calendar year
$15 generic Rx co-pay or 40%, whichever is greater. (deductible is waived)
$100 Emergency Room Visit Co-pay (waived if admitted)
Inpatient Hospital coverage is deductable plus 30% until $2,500 total is reached.
7,500 annual out-of-pocket maximum (deductable is included), after which the plan pays 100%
Maternity is not covered
12 month rate guarantee

Other plans available in California:

Lumenos HSA 5000 100% No Maternity
Lumenos HSA 3000 30% No Maternity
Lumenos HSA 5000
Lumenos HSA 1500 30% No Maternity
Lumenos HSA 3000
Lumenos HSA 2500
EPO
Lumenos HSA 1500
CORE 5000
PPO 3500
Basic PPO 2500
Basic PPO 1000
PPO Share 5000
PPO Share 2500
PPO Share 1500
PPO Share 1000
PPO Share 500
Lumenos HIA 5000
Lumenos HIA 3000
Lumenos HIA 1500
Lumenos HIA Plus 5000
Lumenos HIA Plus 3000
Lumenos HIA Plus 1500
Right Plan 40 – No Rx
Right Plan 40 – Generic Only Rx
Right Plan 40 – Comprehensive Rx